Xelvorysalith: Privacy Policy

Effective: June 13, 2025

At Xelvorysalith, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, store, and protect your personal data when you use our website https://novorysivalth.com (the 'Site') and our real estate investment education services (the 'Services'). We comply with the Protection of Personal Information Act, 2013 (POPIA) and other applicable South African laws.

We may update this Privacy Policy periodically. Changes will be posted on this page, and we will notify you via email at [email protected] or through the Site. You are encouraged to review this policy regularly. Continued use of our Services after changes indicates your acceptance of the updated terms.

1. Information We Collect

We collect personal information ('Personal Data') to provide and improve our educational Services, which focus on teaching you how to evaluate real estate investment opportunities in South Africa. By using our Site or Services, you consent to the collection and use of your data as described in this Privacy Policy.

Personal Data includes any information that can identify you, such as your name, email address, or phone number. We use various technologies, including cookies and server logs, to collect and store information.

1.1. Information You Provide

When you register for our Services, complete a form, or enroll in a course, we may collect:

  • Full name
  • Email address
  • Phone number
  • Billing information (e.g., credit card details for course payments)
  • Country of residence

You may also choose a username and password for your account, which are used solely to secure access. Optional security features, such as two-factor authentication, may be enabled through your account settings.

If you provide Personal Data on behalf of others (e.g., as a business user), you confirm that you have their consent to share their information with us and have informed them of this Privacy Policy.

1.2. Automatically Collected Information

When you visit our Site, we collect certain information automatically ('Log Data'), including:

  • Internet Protocol (IP) address
  • Browser type and version
  • Pages visited, time spent, and navigation patterns
  • Device type and operating system

We use third-party analytics tools, such as Google Analytics, to monitor Site performance. These providers have limited access to your data, only as necessary to perform their services, and are bound by confidentiality agreements aligned with POPIA.

1.3. Cookies and Tracking Technologies

We use cookies to enhance your experience, such as remembering your preferences and analyzing Site usage. You can manage cookie preferences through our cookie consent popup or your browser settings. Essential cookies are required for Site functionality, while non-essential cookies (e.g., for analytics) can be disabled. See our Cookies Policy for details.

2. How We Use Your Information

We use your Personal Data to:

  • Provide and manage access to our Services, including course enrollment and account administration.
  • Process payments for course fees ($300–$600).
  • Communicate with you about your account, course updates, or inquiries.
  • Send newsletters or promotional materials (with your consent, and you may unsubscribe at any time).
  • Improve our Site and Services through analytics and user feedback.
  • Comply with legal obligations under South African law.

We do not use your data to make automated decisions that significantly affect you.

3. Sharing Your Information

We may share your Personal Data with:

  • Service providers (e.g., payment processors, hosting services) who assist in delivering our Services, bound by strict confidentiality agreements.
  • Legal authorities, if required by law or to protect our rights, in compliance with POPIA.

We do not sell or rent your Personal Data to third parties for marketing purposes.

4. Your Rights Under POPIA

As a user, you have the following rights regarding your Personal Data, subject to POPIA:

  • Access: Request details of the Personal Data we hold about you.
  • Correction: Request updates to inaccurate or incomplete data.
  • Deletion: Request deletion of your data, where applicable.
  • Restriction: Request limited processing of your data.
  • Objection: Object to processing for direct marketing or other purposes.
  • Data Portability: Request a copy of your data in a structured format.

To exercise these rights, contact us at [email protected]. We will respond within 30 days, as required by POPIA. You may also lodge a complaint with the Information Regulator at [email protected].

5. Data Security

We implement industry-standard security measures to protect your Personal Data, including encryption, access controls, and regular audits. Access to your data by our employees is restricted to a need-to-know basis. However, no online transmission or storage method is 100% secure, and we cannot guarantee absolute security.

6. International Data Transfers

Your Personal Data may be processed or stored outside South Africa, such as by our service providers. We ensure that such transfers comply with POPIA’s requirements for cross-border data flows, including contractual safeguards with third parties.

7. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for their privacy practices or content. We recommend reviewing the privacy policies of any sites you visit.

8. Children’s Privacy

Our Services are not intended for individuals under 18. We do not knowingly collect Personal Data from minors. If we become aware that a minor has provided us with Personal Data, we will delete it immediately. Parents or guardians should contact us at [email protected] if they believe their child has provided such data.

9. Data Retention

We retain your Personal Data only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, or resolve disputes. For example, we retain account data while your account is active and billing records for up to 7 years, as required by South African tax laws. When data is no longer needed, we securely delete or anonymize it.

10. Newsletters

You may subscribe to our newsletter to receive updates about our Services and new course offerings. To subscribe, you provide a valid email address and receive a confirmation email to verify your consent. We store your IP address and subscription timestamp to prevent unauthorized subscriptions. You can unsubscribe at any time via the 'unsubscribe' link in each newsletter or by contacting us at [email protected].

11. Disclaimer

The information provided through our Services is for educational purposes only and does not constitute financial, legal, or investment advice. We do not guarantee the accuracy or completeness of our content. Any reliance on our Services is at your own risk. Real estate investments carry risks, and you should consult qualified professionals before making decisions.

12. How to Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at: